Policy Underwriting Specialist - Milano, Italia - ING Direct

ING Direct

Azienda verificata

Milano, Italia

1 settimana fa

Inviato da:

Piero Bianchi

Reclutatore di talenti per beBee

Descrizione

Reporting to Underwriting Policy & Collection Manager, the resource is a senior member of the Retail Credit Risk Management Team.

The Retail Credit Risk Team covers the full area of lending (Residential Mortgages, Credit Cards, Overdrafts, Personal Loans and Salary Secured Loans) based on portfolio approach acting as 2 Line of Defense.

From this perspective, the Policy Underwriting & Collection Expert is responsible for updating and maintaining the Local Retail Credit Risk Policy, defining credit rules, promoting 2nd level controls (including the review of 1st line procedures and manuals) helping to optimize and encourage recovery strategies (collection strategy).

Key Responsibilities:

Credit rules definition
Second level monitoring optimization
Analysis of collection processes and recovery performance
Effectively manage relation with relevant stakeholders locally and in Head Office
Collaborate for the Top Management information pack preparation

Requirements:

Hold a degree in Finance or Statistics or Economics or Engineering
5+ years of relevant and thorough experience in the retail credit risk banking sector
Good knowledge of regulatory framework
Ability to analyze, interpret and elaborate data (quantitative analytical skills)
Understanding key drivers within the Italian unsecured lending and mortgage market
Experience on lending via digital channels
Expert in Decision Engine credit strategy management is a plus
Collection strategy background
Fluent in English
Knowledge of SAS
Strong sense of accountability delivers on promises, takes ownership
Outofthe box thinker
Problem solver and entrepreneurial
Drive for results
Effective and open communication skills
Enthusiast team player